It’s Here! The 2025 Cost-of-Living Adjustment (COLA)

2025 Cost-of-Living Adjustment For the over 72.5 million Americans who receive monthly Social Security and Supplemental Security Income (SSI) benefits, the new year has brought notable change. The annual Cost-of-Living Adjustment (COLA) is a yearly calculation to ensure inflation is taken into account when determining monthly Social Security benefits. The 2025 COLA increase is […]
Navigating the Online Application for Social Security Disability Insurance Benefits (DIB): Apply for SSI Disability Too?

Applying for Social Security Disability Insurance Benefits (DIB) can be a complex process, especially when you are dealing with the online application. When you file online for disability benefits, you will automatically be filing an application for Disability Insurance Benefits (DIB). One crucial step that often confuses claimants is the decision to check the […]
Social Security’s 5-Step Sequential Evaluation for Determining Adult Disability

Major strides have been made in the fight against Ankylosing Spondylitis (AS). Still, this impairment can cause severe restrictions such as pain, fatigue and loss of motion. When these symptoms become so pronounced that they make full-time work impossible, it may be time to consider filing for Social Security Disability Insurance and/or SSI disability benefits. […]
Navigating Impairment-Related Work Expenses

Individuals applying for Social Security disability benefits often have to work while they are in the process of applying for disability benefits. If one’s earnings are too high, the Social Security Administration can deny an application for benefits, but if you are spending money on certain impairment related work expenses (IRWEs) while you are […]
Cracking the Code: Unraveling Substantial Gainful Activity in Social Security Disability Claims

When it comes to navigating the intricate landscape of Social Security disability claims, understanding the concept of Substantial Gainful Activity (SGA) is crucial. SGA plays a pivotal role in the Social Security Administration’s (SSA) five-step sequential evaluation process, impacting an individual’s eligibility for disability benefits. In this blog post, we’ll delve into the intricacies […]
It’s Here! The 2024 Cost-of-Living Adjustment (COLA)

2024 Cost-of-Living Adjustment For the over 70 million Americans who receive monthly Social Security and Supplemental Security Income (SSI) benefits, 2023 has brought notable change. The annual Cost-of-Living Adjustment (COLA) is a yearly calculation to ensure inflation is taken into account when determining monthly Social Security benefits. The 2024 COLA increase is 3.2 percent. So […]
Understanding the Difference between SSDI and SSI

If you or someone you love has a disabling medical condition, chances are good that you have heard of Social Security Disability Insurance (SSDI) and Supplemental Security Insurance (SSI) benefits. Both of these programs offer financial benefits and health insurance to individuals who are disabled, and both are administered by the Social Security Administration (SSA). […]
Should I Work While Waiting for SSDI or SSI Disability Benefits?

This is a very important issue that comes with many questions: How do I survive while waiting for my claim to be approved? Can I work at all? Or just a little bit? Will working affect my case and make me ineligible for either Social Security Disability Insurance Benefits (SSDI) or Supplemental Security Income […]
Preventing Suicide – In Disabled Individuals and Beyond

According to the CDC, the overall suicide rate increased by 30 percent between 2000 and 2020. That is a statistically significant jump. And even though the age-adjusted rate decreased by 5 percent between 2018 and 2020, many believe that this is due to undercounting actual suicides since the number of drug overdose deaths skyrocketed so […]