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The National Organization of Social Security Claimants’ Representatives (NOSSCR) recently released an update on current Social Security legislation that is impacting the SSA’s administration of disability benefits. What’s on the agenda?

Stop the Wait

According to NOSSCR, the top issue is the Stop the Wait Act. Essentially, the Act seeks to put an end to the 5-month wait currently in place before a claimant can get Social Security Disability Insurance Benefits (SSDI). 

Additionally, the Act would phase out the 24-month Medicare waiting period for those who qualify for Medicare early because of entitlement to SSDI benefits. 

NOSSCR is leading the coalition of organizations fighting for this legislation to be passed.

2100 Act

This act is seeking to do several different things, all of which are aimed at keeping Social Security going until the year 2100:

  • Raise the minimum level of Social Security benefits that retirees receive to 25% above the poverty line. The goal is to prevent our seniors from essentially retiring into poverty.
  • Increase the minimum income level where Social Security benefits start being taxed. Currently, it is $25,000 for an individual and $32,000 for a couple filing jointly. The legislation would raise those amounts to $50,000 and $100,000, respectively.
  • Make higher wage jobs pay more for Social Security. Right now, Social Security taxes are only taken out of the first $132,000 that someone makes. This act would increase that to $400,000.
  • Replace the current annual cost of living formula with one designed more specifically for seniors. Historically, seniors’ cost of living goes up by 3.3% each year rather than the 3.1% for the population-at-large.

SSI Restoration Act

Allowed income levels for Supplemental Security Income (SSI) recipients haven’t been updated since 1972! Asset limits haven’t been changed since 1989. This means that they are set ridiculously low, all but ensuring that those who receive SSI are living well below the federal poverty level.

The SSI Restoration Act seeks to raise the income levels. Pursuant to the legislation, someone could earn up to $399 per month without negatively impacting their SSI — instead of the current $65 per month . And in terms of assets, an individual could have $10,000 (instead of $2,000), and a married couple could have $20,000 (instead of $3,000). These changes are long overdue!

ABLE Age Adjustment Act

Currently, Achieving a Better Life Experience (ABLE) programs are only available to those who experience a qualifying disability before the age of 26.

The Adjustment Act would raise this maximum age to 46, offering protections to an entirely new group of people.

Bipartisan Social Security Commission Act

The goal of this act is to create a commission with the express purpose of looking into the solvency of two trust funds within Social Security:

  • Old-Age and Survivors Insurance Trust Fund
  • Disability Insurance Trust Fund

The commission would be tasked with developing proposals to Congress to keep these funds going for another 75 years.

As you can see, there are a number of Social Security legislation proposals regarding benefits in the works. They are only the tip of the iceberg. The best way to ensure they get passed is to make your voice heard and fight for the benefits we deserve and need.